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However, not all strategies do, and even those that do will often need a call charge for each home visit. If you're not exactly sure how old a device is, a home service warranty can get where the producer service warranty leaves off. A home service warranty covers numerous products, so you do not need to track the service warranties for all those products individually.

The deductibles are known in advance, so you know what you're going to pay when the repair individual comes. A house gu...